thanks
thanks for all your responses. obviously I'm not missing anything. going without insurance starting in 2014 is illegal and with penalties and frankly a risk I'd rather not take. that said, paying $15K in premium with a $10K deduct. is outrageous and I'm shocked the state can get away with it. not sure how we'll proceed but we'll probably be more serious about buying another home in FL sooner than later.
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