That's a great setup, and you are right, in your case no need to upsize the generator.
At my home I have NG heat and hot water, but electric stove. Not using the stove is an obvious way to dramatically reduce capacity needs, but if you use both microwave and toaster oven instead it adds up. An electric stovetop burner is about the same wattage as a toaster oven. 6500 watts covers the house nicely, if we wanted to cook Thanksgiving dinner then you'd need 8000-9000 watts. I realize it's no hardship to go without using the oven for a few days!
Obviously I should have qualified my statement that it depends on house configuration, thanks for that clarification.
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