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Old 03-09-2004, 05:03 PM   #7
Tim
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Default Re: Insurance on PWC

Favor higher LIABILITY limits over protecting the PWC. You can probably afford another PWC, but not a judgment of $1m+. Also, if you have a PERSONAL UMBRELLA POLICY you must notify your carrier in order to have the Umbrella follow the PWC coverage. In some cases you may find that you CAN NOT endorse your PWC under the umbrella. Especially high cc motors. LAST: plans are different. Get a faxed proposal describing the protections offered. That way you can COMPARE acuratly the differences between them.
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