Hancove...
Usually insurance picks up the tab for the truck and the recovery bill. Because the truck is a 4x4 there is a reasonable assumption that it will occasionally operate off-road. If that was a Toyota Camry, there might be an issue....
As far as the truck goes.... its a total loss. It will be sold to a junkyard and parted out.
Woodsy
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The only way to eliminate ignorant behavior is through education. You can't fix stupid.
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