Quote:
Originally Posted by Sunbeam lodge
Is there a special insurance that you need to cover you in the event that your roof collapses under the weight of the snow? I assume regular home insurance covers you for that but not flood damage unless you have special coverage for that
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It depends on the type of policy you have, Best way is to pull your policy and look for the word "collapse" and read every where you see that word in the policy. It will direct you accordingly. If you have a "broad coverage policy" and it is not specifically excluded then you would have coverage.