Quote:
Originally Posted by fatlazyless
Liability, collision or comprehensive....probably this would come under collision and have a deductable.....like if you rolled your car on a fresh icy & snow covered road because you took a curve too fast, lost rear wheel traction and flipped the car. If a moose runs out of the woods and directly through your windshield, that's covered by comprehensive, also with a deductable.
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Collision Coverage is colliding with another vehicle or object. Comprehensive coverage, AKA "other than collision", is physical damage coverage for losses other than collision, subject to policy exclusions, limitations, and deductibles. Since this was not a collision with another vehicle or object, it would fall under Comprehensive coverage. The insurance company will have to point to an exclusion in the policy to deny coverage for the physical damage.