Quote:
Originally Posted by Descant
Lucky it wasn't a child. Presumabaly, the homeowner's insurance paid for clothing replacement under liability and stitches under Medical payments coverage The following policy cancellation severely limits the ability to buy insurance from someone else at standard rates. Maybe a fire policy without liability coverfage, which your mortgage holder can place at 3x rates?
Nobody will write an umbrella poilicy, even after the dog is gone because the owner is the responsible party and to the imnsurance industry, demonstrates an unacceptable risk. (25 years in the industry for me)
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Very lucky it was not a child.
No legal issues, as we are all close friends.
I will say, my buddy that got chomped on is not happy.