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Originally Posted by John A. Birdsall
Seems to me that even if they did have insurance, since they were in violation of several laws the insurance would not cover it.  |
There are specific exclusions to coverage in any insurance policy, including boat insurance. Breaking a law doesn't necessarily mean there is no coverage. If that was the case, our insurance rates would be extremely low, as a simple citation for speeding, driving too fast, even dwi, would mean the insurance company would not have to pay.
An even better exclusion that is not part of any insurance would be "aggravated ignorance" on the part of the owner / operator!
