jrc
You are so without a clue I don't know where to start. I assume the real reason you didn't obey the recommended speed is because you didn't want to.
When you live on an island a dock is not a luxury its a necessity. Sorry I didn't rebuild mine out of titanium so you can go fast 100% of the time. Many of my neighbors have no idea there is a problem and couldn't do anything if they did. One lives in Michigan and another in California.
However you are assuming this is just about docks. You forgot Loon nests, erosion, drinking water, septic infiltration etc..
Have fun this weekend Captain.
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