We purchased property in a small HOA of 9 homes with 5 slips and 4 moorings that rotate from slip to mooring each year. Being it was our first year in the HOA, we were on the mooring this year. The location is a protected cove so the water is typically very calm. The few times the water has been rough, I did not want to be on the water anyway. Taking the kayak to the boat has not been an issue. I actually enjoy the short trip. That said, I do wonder what I will do when I am over 65 and have to row to the boat.
Bottom line - Other than the time the pendant came unscrewed(my own fault!) and the boat drifted to the end of the cove, being on a mooring has been fine. It has not stopped me from taking boat trips even for short trips to get the mail in downtown Wolfeboro.
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