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#1 above is how I read the post too.
Quote:
In my mind, the only important rule of boating is to avoid accidents. So if one is on a crowded lake or area of that lake, proceed accordingly, knowing that many others may not. They may not have skills or knowledge to match yours, or just might be having a bad minute or day. If another boater runs into you, YOU made a mistake in not avoiding the accident.
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Read that statement again but replace the word boat with car and replace lake with highway.