There are condos for under 200k but it depends on what you are looking for. Our condo has beach rights and was under $100k but it is quite a walk to the beach. We don't have much of a lake view but other units have more of a view.
Some condo associations that start under 200k:
Village At Winnipesaukee
Evergreens Drive
Marina Bay
Samoset
Stonecrest
Seasonal:
Arcadia Campground
There's also Southdown shores, Balmoral, Suissevale, etc. that might have some affordable homes.
If you want a better sense of what is out there go to realtor.com and check waterfront as your criteria. That will give you mobile homes, land, condos and/or homes. If you sort low-to-high you can see lowest price options.
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