Island insurance is getting tougher every year. We had Hanover, but they wanted to bundle all of our policies together to get it.
A lot of the companies that are handling it for islanders now will not write them any more. When we were selling our place, I called around to help the new buyer obtain insurance as he was having problems. I called many of the places that fellow forum members were using and heard multiple times that they could not write them any longer and that those people were grandfathered in.
Have a log home on an island? That's even tougher to cover....
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