[LIforrelaxin]

While you want some type of water toy if you own waterfront property, it doesn't have to be a boat. It all depends on your want a desires.

I have neighbors on the lake that have boats, but hardly ever use them... They are in a sense a money pit. I myself have a boat, and use it every weekend, and feel it well worth the cost...

What I will say is this, if you own on the water, it is ok to go with a smaller more affordable boat... You can pick and choose the times in which you go cruise the lake, so having to have a big boat to deal with the busy times in not a concern. And to be very honest, I always think about a bigger boat for the weekend, when I have guests, but unless you have guest often, this isn't really a big deal.