I highly recommend a standby generator for anywhere in this area. Also, I would not be without an automatic transfer switch. Suppose you are down in Mass when the power goes out for a few days and you can't get back here due to conditions?
You do not have to power the entire house. I have only 6 circuits on my Generac. They power the water pump, 75% of my lights and wall outlets, refrig/freezer, TV/PC and one of my garages. In hindsight I wish I had added a couple more for my back garage but I hadn't built it at that time.
The generator cycles every Sunday afternoon for 15 minutes or so.
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