fire and water
In my line of work I have seen total losses from both fire and water. I wouldn't wish either one on anyone. So if you have a sprinkler system the good news is the fire may be controlled or put out which is a good thing, limiting damage to your property and other property.
As far as just your house is concerned, depending on the circumstances and the building materials in your home, be aware it still could potentially be a total loss and is at the very least a major loss and you will not be able to use it until all of the remediation and cleanup and repair work is done. I agree, you stand a better chance with the sprinkler system to save part of your house, but you still have a large claim to make, lessor of 2 evils for sure.
I feel bad for those folks.
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