...as Belmont Resident.
I shop all of my insurance, house, cottage, cars and boat every 2-3 years.
Key to this is having no claims, or infractions.
We have been with Melcher and Prescott, Wainwright and are currently with All State. In my experience, if you bundle all of your insurance, you get the best offers. It's a pain in the backside, but our latest switch this year saved us over $300. (note, some of that is due to our cars and boat getting older.
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I've found that gathering up all of your policies, make a bunch of copies, and dropping by the various agents in town will save you money.
Now if we could do the same for health insurance...
Problem there is as we get older, unlike cars, the policies go up!
Disclaimer!
Joke... not intended to start a "Health Insurance Debate" Everyone is already sick of that!!