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Belmont Resident · 03-21-2010, 06:09 AM

I had mega problems with Traveler’s business insurance.
Their audit questions are very open and if you do not put every detail of what you do down at the start of the policy they will request an account of each and every job you did and adjust rates accordingly.
I had my business insured thru Melcher & Prescott and have since cut my ties with them as they provided absolutely no help what so ever.
Also on another note you should shop rates at least every 3 years. It is a pain but could save you money and lots of it. This was recommended to me by an agent.
My wife shops all of our policies each year and each year she saves hundreds.
But we also are insuring our home here and in Maine, snowmobiles, ATV’s, 3 autos and 2 boats.
You would be surprised how much the rates change from year to year and provider to provider. She has shopped the agencies that do the leg work like M & P and always found their rates a lot higher across the board.
I'm in the process of gathering info from other contractors on who they recommend for providers before renewing.

03-21-2010, 06:09 AM	#2
Belmont Resident Senior Member Join Date: Apr 2004 Location: Belmont NH but prefer Jackman Maine Posts: 1,857 Thanks: 491 Thanked 410 Times in 251 Posts	I just dropped travelers I had mega problems with Traveler’s business insurance. Their audit questions are very open and if you do not put every detail of what you do down at the start of the policy they will request an account of each and every job you did and adjust rates accordingly. I had my business insured thru Melcher & Prescott and have since cut my ties with them as they provided absolutely no help what so ever. Also on another note you should shop rates at least every 3 years. It is a pain but could save you money and lots of it. This was recommended to me by an agent. My wife shops all of our policies each year and each year she saves hundreds. But we also are insuring our home here and in Maine, snowmobiles, ATV’s, 3 autos and 2 boats. You would be surprised how much the rates change from year to year and provider to provider. She has shopped the agencies that do the leg work like M & P and always found their rates a lot higher across the board. I'm in the process of gathering info from other contractors on who they recommend for providers before renewing.