Looking to buy building lot

[WinnisquamZ]

I have my eyes on a building lot in the area. Looking for advice on what to look for and what to avoid. Has current septic plan and plot layout. Not near the water.


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[AC2717]

wet lands. wet land set backs, and areas that could be perceived as wet lands when going for your building permits

[Hillcountry]

Also “flood plains” will bite you in the ass with insurance costs...get a survey.

[ApS]

Old maps of Lake Winnipesaukee show shoreline lot lines—and some lots are labeled "Unbuildable". What drew my attention to that labeling is the shoreline area around Alton Bay. :rolleye2:

So, old maps away from the shoreline might be worth looking up. :look:

[Slickcraft]

Contact the code enforcement officer/building inspector about that specific lot. Ask him/her about any known issues. The Town will have a folder with the septic plan, etc. Ask to look at the folder. If it was part of a subdivision ask to look at the approved plan. In most counties you can look up the deed online. Review the deed for any restrictions or ROWs. Look at the septic design plan and the PERC test data for hints on ground water level.
http://www.nhdeeds.com/

There is a state web site where you can look at data for drilled wells in the area. Look at how deep they had to drill, how far down to ledge and how much water.

The major cost unknowns will be site work related: well, septic and foundation.

[TheTimeTraveler]

AVOID any lot that may have had an underground oil or gas tank at some time in the past...... Possible contamination issues that then become your problem.

[WinnisquamZ]

I thank you all for the advice


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[Descant]

A lot in a subdivision is a lot (oops) different than buying 30 or 100 acres. The subdivision may already have done a lot of this before approval. After all, the developer wants to know, and his investors want to know, how many salable lots the'll get.
If you're planning to buy and then build, talk to a banker. A construction loan can be a lot more complicated than a simple mortgage on a finished product consisting of land and finished structure. Sometimes more expensive as well as hassles. After that call, talk to another bank too. Procedures can vary widely.

[Slickcraft]

Another town related item to look at is the zoning ordnance which can usually be downloaded online. In addition to setbacks, look at the allowed uses in that zone. If any nearby lots are vacant you will learn what "could" be built near you.

[Irish mist]

Watch out for ledge on the property. It cost a friend over 30k to dig it up. When I built I ran into about 4k worth of it.