Shop around
It always pays to shop around, especially if you want to use one vendor. My company for my house and cars, was not competitive for my motorcycle and boat. I haven't yet found a way to combine everything under one agent that saves me any money.
Also, for boats, keep in mind that there are different types of policies, agreed-value, replacement value, yacht, etc.. All have their pro/con and price
As far as agencies, I found that for every recommendation I got, I could find an equivalent horror story so I think personal recommendations really mean very little, but since you asked, I've had very good luck with Nationwide and Progressive so far... I go direct with both, not through an agent (used to use an agent, dunno if I'll do that again).
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