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Originally Posted by BlackCatIslander
I have had a one million dollar umbrella policy for well over 20 years. For each of the last three years it cost $165 per year. With inflation and legal awards rising , this prompts me to get a two million dollar policy.
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agreed I called my agent after reading this to go to either 2 or 3 million, I've had 1 million since I bought my first house in 1993.
Airwaves yes after your car, boat or homeowners liability limit is exceeded this kicks in. You usually have to have a minimum of $250-500k in coverage on those then this would be available, no catch really. even though it's attached to my primary it covers issues on my second home as well as the snwmobiles, jet skis and boats.