Webbs,
You may find that inevitably you'll have to change your homeowners to someone who will do your primary home and your island home. We, and many others, have run into this since 9/11 & Hurricane Katrina. We had our first island home insured with One Beacon for years. When we purchased a different one, they told us they didn't do islands anymore. That is a common theme among the different carriers now. I think you said your closing is coming up soon. Don't delay, get this resolved soon. We almost lost ours over this same issue. Even though I was with the same agent for 20 years, I had to change. In the end, the new guy saved me a
ton of money on my primary home and insured my island home no problem. Sometimes, change is good! We now use Farm Family Insurance. They have several agents in Mass and NH. Their web address is
http://www.farmfamily.com/
Good Luck
Blue Thunder