Mine's an '06, snap-in carpet. So far so good, not many problems, no fit and finish problems. If you're planning on bounding about regardless of seas, get a boat built for that. Way too many people use recreational boats as offshore boats, and they just can't take that.
Stingray doesn't make high-end cost be darned boats. But for what they offer, I'd say they are better than most in their price range, and some makes that cost far more offer more bling, but less value. It's very windy over this way today, and a Chap 275 is looking better and better.
It's all about budget and usage. My boat's original cost would make a great downpayment on some of the better ones
When looking at mine, a much better choice would have been the Baja 278 Performance. Alas, at more than double the cost.
Know your desires and your needs on the water, and look at those "models" that fit best.