Thank you for a coherent answer. Now if you study the USCG definitions below you will find the word you should be using is flooding or swamping. Even Skip can't argue away a Coast Guard definition.
Flooding - Filling with water, regardless of method of ingress, but retaining sufficient buoyancy to remain on the surface.
Sinking - Losing enough buoyancy to settle below the surface of the water.
Swamping - Filling with water, particularly over the side, but retaining sufficient buoyancy to remain on the surface.
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