[swnoel]

Originally Posted by Merrymeeting

Feels like I'm missing something. The 3-year, 0.01699 rate with no cancellation fee seems like a no-brainer. But I have to believe there is a catch somewhere that's not described in the small print. Is it really as simple as you are just betting that the rate will not go lower over that time period? With no cancellation fee, what's the risk? Do they just count on people not remembering to check and switch if the rates fluctuate?

Who has that rate?