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Old 01-12-2016, 09:43 AM   #2
Lakegeezer
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Join Date: Feb 2003
Location: Moultonboro, NH
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Default ACA options

There aren't many options for healthcare plans in NH. Anthem is the most popular, but all of its plans use in-state doctors for its in-network claims. You can't pick a doctor in Boston, for example. Emergencies are covered nationwide. Maine Community is about 20% more expensive (in my case) and has a nationwide network of doctors. However, they announced that they will stop offering coverage in NH as of next year, and may stop as early as this week, when the open enrollment ends. Other options are either way more expensive or very limited in their network of doctors.

Also of note, if you look at plans outside the healthcare.gov exchange (NH has no exchange), you will find plans with similar benefits are more expensive - so it is cheaper to just go with the federal exchange, bite the bullet and hope you don't get sick.
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