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I believe being a resident of Florida has a big impact on your property taxes in FL and rate they can increase.
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We have a homestead provision that essentially caps your property tax increase. You have to have residency to claim it.
In terms of auto insurance, considerably more expensive. When we first moved here (6 years ago), we paid almost 3X. We were able to get that down to 2X with Geico.
Interestingly, most of the snowbirds in our neighborhood keep their our of state residency.