Obviously checking with Anchor is a good idea, but you would have to read their policy to be absolutely sure.
I would call my insurance agent and ask them about a general liability policy that covers me for any unforeseen risk. Unfortunately this is a complicated policy. You will need to know a lot about all you current policies and maybe even adjust them. Some people call these umbrella policies because they cover between the gaps and above the limits of your current policies.
This won't be a specific policy for a rental boat but a policy against all risk. It also won't protect you against property damage to the rental boat. If your agent can't help you, keep trying someone will. Traveler's and GIECO have umbrella policies on their websites, check them out.
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