Quote:
Originally Posted by HellRaZoR004
How do they enforce that?...I know someone that doesn't have jack sh** to their name and got in an accident w/out insurance. He was out of luck and the other person was glad to have full coverage. This person is now required by the state of NH to have insurance.
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This is from the Florida DMV. I'm not sure what NH or Florida do to enforce the law.
There are several ways you can establish financial responsibility for your vehicle(s):
Purchase a liability insurance policy from a carrier licensed to sell insurance in the state.
Post a surety bond with a state-licensed company and obtain a Financial Responsibility Certificate from the Bureau of Financial Responsibility.
Deposit cash or securities with the FDHSMV and obtain a Financial Responsibility Certificate from the Bureau of Financial Responsibility.
Provide evidence of possessing a net encumbered capital and obtain a Self Insurance Certificate from the Bureau of Financial Responsibility.
However, you may be forced to carry liability insurance if you have:
Been involved in an accident.
A conviction for driving under the influence of alcohol or drugs.
Multiple reckless driving convictions.
A traffic violation conviction that triggers a review.