If the owners were so inclined, the Shoreland Protection Act would allow the removal of that tree. There is no paperwork required, although keeping photos of the tree and the stump if it is uprooting for one's personal records is highly recommended. There would on the otherhand be Wetlands permitting required to repair any damage to the bank that may occur if the tree were to go down pulling the roots and stump out in the process. It is of course entirely the owner's perogative.
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